Rideshare Accident Attorneys in Washington D.C., Virginia, & Maryland
Protecting Your Interests in Complex Claims Against Uber & Lyft
Car accidents are complicated enough without ridesharing companies like Uber and Lyft on the road. As we all know, however, ridesharing accidents are a reality in the 21st century. Due to the insurance issues involved, these particular collisions can be quite a headache. To pursue fair compensation, you will likely have to go through multiple policies, speak with countless insurance adjusters, and maybe even file a personal injury lawsuit.
If you were injured in a rideshare accident, have no fear. Our attorneys at Ashcraft & Gerel are here to help you get through the claims process and pursue maximum compensation.
Who Do I File Against?
If an Uber or Lyft driver causes your accident, you should file a claim against the driver’s insurance company, just like you would in any other car crash. More likely than not, though, their insurer will deny your claim because the driver was using their vehicle for commercial purposes. Sometimes, the insurer will accept your claim, only to offer a settlement that does not even begin to adequately address your losses.
When either of these scenarios occurs, you will have to pursue compensation from the rideshare company directly.
Remember, Uber and Lyft’s liability insurance only activates once their drivers’ claims are denied or ineffective. As such, you always have to start with the driver who was responsible for your accident. This applies if you were a passenger in the Uber or Lyft at the time of the accident, or if an on-duty driver hit your vehicle.
Before you negotiate with insurance companies, you should speak to an attorney. Never sign a legal document without talking to your lawyer first.
How Does Uber/Lyft Insurance Work?
Depending on the driver’s engagement with the app, they will have different levels of insurance coverage. At different stages, Uber and Lyft offer liability coverage for both property and personal injury, along with uninsured motorist coverage.
The coverage limits increase as the driver’s task progresses:
- At period 0, the driver is inactive on the app and the rideshare company provides no coverage
- At period 1, the driver is logged into the app and has not accepted any trips. Uber/Lyft provide limited liability coverage for injuries and property damage
- During period 2, a driver is on their way to pick someone up and their liability coverage for injuries increases
- Period 3 activates when a rider is inside the vehicle and ends when they are dropped off. Uber/Lyft offer maximum liability coverage and uninsured motorists’ coverage during this phase.
Part of establishing your claim will involve discovering where the driver was in their journey when they hit you. If you were an Uber/Lyft passenger at the time of the accident, you will be entitled to full coverage from the rideshare company as soon as their driver’s claim is denied or found to be insufficient.
As part of your case, our firm will conduct an in-depth process of investigation and discovery, so we can find out exactly how much compensation you are eligible for.
How Much Can I Recover?
If an Uber/Lyft driver hits you while they have a paying rider in the car, or causes an accident while you are their passenger, you can recover period 3 damages. Period 3 liability limits extend to $1 million and offer some coverage for property damage, along with uninsured motorists’ coverage. Stage 2 claims also have a maximum of $1 million.
If you are in an accident during the earlier stages, like stage 1, you may be able to collect up to $50,000 per person for injuries (with a $100,000 limit} and up to $25,000 for property damage.
When drivers are not actively working, their insurance companies may be more willing to hear your claim. The key to maximizing your compensation is to negotiate with each and every insurance company involved.
Our firm can help. Call us at (800) 674-9725 to discuss your case.
What Can I Use the Money For?
Whether you settle with insurers before heading to court or need to file a lawsuit to receive your full and fair compensation, the money from your claim is yours.
With it, you can:
- Pay off medical bills
- Pursue rehabilitative treatment
- Offset time away from work
- Address future loss of income
- Take time to recover from pain and suffering
- Adjust to a post-accident lifestyle
Any damages awarded in an insurance claim or civil suit are designed to help you recover from your accident and move forward in a positive way.
If you’re ready to start the healing process, get started with a free consultation today.
Why Choose Our Firm
At Ashcraft & Gerel, we have been going head-to-head with insurance companies and large corporations since 1953. Over the years, we have won over one billion dollars in verdicts and settlements for our clients and achieved an unparalleled reputation in the legal world.
The residents of Washington D.C., Maryland, and Virginia trust our legal guidance, and you should, too.For committed and compassionate representation, call us at (800) 674-9725 or schedule a free case evaluation at one of our DC Metropolitan Area locations .
Pharmaceutical Negligence $46 Million
Brain Injury Due to Defective Medical Device $16 Million
Injuries Caused by Mining Disaster $11 Million
Injuries to Foster Child From Abuse - Gov’t Agency $10 Million
Injuries Due to Negligent Operation of Train $6.1 Million
Child Injured at Birth - Umbilical Cord Compression $5.4 Million
Injured by Defective Helmet & Negligent Track Employees $3.5 Million
Child Injured at Birth – Deprived of Oxygen $2.9 Million
Injured Forklift Operator $2.5 Million
Burns from Flammable Bathrobe $2 Million
Our legal team understands what you are going through and is committed to defending your rights against powerful businesses and insurance carriers.
Committed to the Community
Our advocacy extends beyond the courtroom through our extensive involvement in the community and support for positive change within our industry.
Fearless Advocacy When You Need It
Our experienced legal team is not afraid to go to trial in order to maximize the recovery that our clients desperately need and rightfully deserve.
Respected within the Legal Field
Our esteemed attorneys are highly regarded within the legal community and even command respect from adjustors and defense counsel.
At the Forefront of Major Litigation
Our legal team has spearheaded litigation on behalf of injured clients in many high-profile cases, including major disasters, explosions and sexual abuse cases.
A Long Legacy of Successful Results
Since its founding in 1953, Ashcraft & Gerel has obtained more than a billion dollars in successful verdicts and settlements for injured clients.