We Stand Ready for Fight for You
Car accidents happen all the time, but no one ever expects it will happen to them. Unfortunately, a car crash can occur anytime, anywhere, no matter how carefully you are driving. The reality is that others’ negligence can lead to your catastrophic injury.
If you have been hurt in a car accident by no fault of your own, we encourage you to discuss your case with our Manassas car accident attorneys. At Ashcraft & Gerel, we have over 65 years of experience representing the injured victims of negligence and preventable accidents. We have what it takes to see your claim through to end and to recover the full compensation that you deserve.
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Insurance Coverage Requirements in Virginia
In Virginia, drivers are not required to purchase auto insurance if they pay $500 to the Virginia Department of Motor Vehicles at the time of their car registration and each time they renew their license. Drivers should know, however, that this fee is not a form of insurance. Paying this fee instead of purchasing car insurance means that you are essentially an uninsured driver and burdens you with that risk.
If you do choose to purchase car insurance, Virginia does require minimum coverages of:
- At least $25,000 to cover physical injury or death of one person
- At least $50,000 to cover physical injury or death of two people
- At least $20,000 to cover property damage resulting from an accident
Though we all hope we never have to put our auto insurance to use, the reality is that car accidents happen every day to even the most cautious and experienced drivers. Insurance can be a vital safety net in the event of a collision, whether you or another driver caused it.
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What to Do after a Car Accident
Immediately following a car accident, the first thing you should do is make sure that you and your passengers are physically okay. If not, seek medical attention right away.
If no one is seriously injured, you should call the police. Getting the police involved ensures that insurance information is exchanged and can also ensure that an accurate police report is created, which can strengthen your case later on.
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The Car Accident Claims Process
Once the accident scene has been cleared and you have received the necessary medical attention, the daunting process of a car accident claim begins. Perhaps the most complicated aspect of this process is dealing with the insurance companies. Though you can try to handle this part alone, it is in your best interest to work with an attorney who has experience negotiating with insurance companies. We understand the tactics that insurance companies employ to try to lower their liability and pay you less.
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Statute of Limitations
In Virginia, there is a two-year statute of limitations on car accident claims. The clock starts ticking at the time of the accident. That is why it is vital that you begin the claims process as soon as possible. We recommend that you call the other driver’s insurance company to give them notice of the claim. From there, our Manassas car accident attorneys can follow up with a letter to the insurance company.
Fault in Car Accidents in Virginia
Virginia is a “fault” state, meaning that you have the right to file a claim against the other driver if they hurt you or damage your property in an accident.
Virginia is also a state that uses the contributory negligence – or comparative fault – policy. Under this policy, you cannot file a claim or recover any money if you were even just 1% at fault for the accident. Insurance companies will likely try to use this law when settling to try to lower the amount it has to pay out.
Work with Ashcraft & Gerel
Car accident claims can be long, convoluted, and stressful. Let our Manassas car accident attorneys shoulder the burden for you while you focus on recovering. We realize that there is a lot of red tape to cut through and plenty of hoops to jump through. Our firm has a track record of success in car accident cases and has recovered more than $1 billion for our clients and their families. We are determined to see you succeed.