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What Do I Do if My Employer Shuts Down While I’m Out on Workers’ Comp?

If you’re at work, you can usually tell when something’s off. You and your coworkers tend to notice little changes. You’d certainly catch on if things were so bad that the company was going to close. It’s pretty hard to hide something like this from your employees.

If you’re at home on workers’ compensation, you won’t be privy to these developments. You probably will have no idea that your employer is shutting their doors. Unless you talk to coworkers from home, you could be blindsided.

A lot of people worry what will happen to them if their employer shuts down while they’re out on workers’ comp. And it’s natural to worry about this. You need your workers’ comp benefits in order to survive. You have no other way to take care of your family.

If you fear that your employer has shut down, you need to contact a Rockville workers’ comp attorney.

Your Rockville Workers’ Comp Attorney

It can be scary to get hurt at work. You have to worry about your health. And, you have to worry about your job. How will you take care of your family? What will you do? Hopefully, you’ll feel better once you start to receive your workers’ comp benefits.

While you’re out on workers’ comp, you need to recover from your injuries. This may mean you have to get surgery. You may also have to undergo physical therapy. It could be weeks or months before you’re ready to go back to work.

The last thing you should have to worry about while out on workers’ comp is losing your job. If your company closes, there’s not a whole lot you can do about it. The one thing you can do is call a Rockville workers’ comp attorney.

What Benefits are You Entitled to Under Workers’ Comp in Rockville, Maryland?

The first thing you need to do while out on workers’ comp is get better. The whole point of workers’ compensation is to protect you while you recover from your work-related injuries. So, for as long as this is happening, you’ll receive your benefits.

In Maryland, you’re entitled to the following benefits under workers’ comp:

  • Medical benefits: While covered by workers’ comp, you’re entitled to medical care. This care includes the following issues:
    • Treatment
    • Surgery
    • Equipment
    • Physical therapy
    • Prescriptions
  • Temporary Total Disability: While you’re waiting to get better, you’ll receive replacement wages. You’ll get 2/3 of your normal wages. This amount can’t exceed $1,052 per week.
  • Permanent Disability: If you’re found to be totally disabled, you’ll continue to receive your weekly benefits. If you’re only partially disabled, you’ll get a portion of your weekly wages until the doctors determine you’re ready to go back to work.

If your employer shuts down, you may lose these benefits. It depends on how long they’ve paid for their workers’ comp insurance.

Your Rockville Workers’ Comp Attorney Has Some Good News

If your employer shuts down while you’re out on workers’ comp, you may lose your benefits. However, the good news is, you may qualify for disability payments. Your Rockville workers’ comp attorney can help you apply for this benefit.

In order to qualify for disability in Maryland, you have to prove the following:

  • You’re unable to do your job due to a disability
  • You can’t do another job different from your old job
  • You must show an actual disability

Of course, it’s not that simple. There are other qualifications you may have to meet. It really depends on whether you’re applying for temporary or permanent disability benefits. It also depends on whether you’ve paid enough into the system to qualify for payment.

Contact a Rockville Workers’ Comp Attorney Today

If your company closes while you’re out on workers’ comp, you need to call a Rockville workers’ comp attorney. He can help find out how long your benefits will continue, He can also help you apply for disability if need be.

Call and schedule a consultation with a Rockville workers’ comp attorney today. He can review your case and see what your options are. He can also reach out to your employer’s insurance company. They can let him know what exactly is going on.

The initial consultation is free. It gives you a chance to ask any questions you may have. Let an experienced Rockville workers’ comp attorney help you get the benefits and peace of mind you deserve.

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